Saving Money Without Cutting Major Joy From Your Life

A list of all the ways you can save money. We have included hundreds of ways to save money on grocery shopping, bills, household expenses, entertainment, travel, transportation, healthcare, and more. It is evident here that there is something here for everyone, regardless of a person’s financial situation, with some tips being simple and easy to implement and others requiring more effort and time. It is possible to save several thousand dollars a year by applying most of these tips rather than just one or two.

Grocery Money Saving Tips

  • Be aware of average food prices
  • Take advantage of coupons
  • Check out the weekly ads
  • Use savings catcher, Ibotta, Checkout 51, etc. to get cashback on groceries
  • Set a budget for groceries
  • Prepare a meal plan
  • Plan your meals based on weekly meat sales
  • Served with pasta, rice, vegetables, beans, bread, salad, or starches, meat can be stretched to its full extent
  • Organize your shopping list
  • The ALDI grocery store. Prices are half as much as other grocery stores.
  • Instead of buying new bags, use cloth bags (e.g. at ALDI)
  • Bulk purchases are cheaper
  • You can cook in bulk and freeze the rest for later
  • You can buy flour tortillas and spices at Dollar Tree
  • Make everything from scratch. You may make your own bread, croutons, granola bars, pasta sauce, salad dressing, and pie crust
  • Purchase generic foods
  • Make your own grocery items instead of buying convenience items.
  • Seasonal produce is best
  • Weekly or monthly grocery shopping
  • We recommend buying frozen meat
  • Spice blends (such as taco and chili seasoning) can be made yourself
  • Eat meatless on Monday
  • For school and work, pack a lunch
  • Food shouldn’t be wasted or thrown away
  • Have some leftovers from last night
  • Buying small portions of foods such as cheese sticks, yogurt, and chips is a bad idea
  • Avoid shopping when you’re hungry
  • You can find salvage grocery stores in your neighborhood
  • Grocery stores offer clearance aisles
  • Take advantage of loyalty programs
  • You can skip the deli
  • Breakfast will help you avoid overeating at lunch
  • You should use your freezer more often
  • When you buy meat in bulk, divide it into portions. Make sure to portion it out a little less (3/4 lb. rather than a pound) and you will stretch your meat further.
  • Herbs can be grown at home
  • Store-bought fresh herbs aren’t as good as fresh
  • You can grated your own cheese
  • Choosing less-packaged items is better. They will be cheaper.
  • Try not to shop during the week or weekend and just cook from your pantry
  • Apples and pears can be preserved with lemon juice.
  • Check out 150 Things You Can Make Instead of Buying To Save Money
  • Rather than buying individual potatoes, buy bags
  • Get the manager’s specials by knowing when to shop
  • Reduce pricing errors by watching the cashier
  • Rather than junk food, purchase healthy foods. Processed foods will cost you a lot.
  • Dinner should consist of breakfast food. It is cheaper.
  • Avoid buying sodas and flavored drinks
  • Vegetables are cheaper when they are frozen or canned
  • Replace more expensive meat with inexpensive vegetarian foods such as beans, eggs, tofu, and legumes
  • Rather than purchasing just the breasts, buy the whole chicken and use the leftover meat to make more meals (ex: chicken salad sandwiches, chicken pot pie).
  • Growing your own fruit and veg
  • Reduce the amount of milk you use in your cereal, coffee, and recipes. Instead, use water.
  • Replace regular milk with powdered milk
  • You can prepare meals from the food in your pantry. Think of meals containing canned beans, like chili, bean soup, bean and rice, if you have a lot on hand.
  • You should pay cash for groceries. This will prevent you from overspending.
  • Whenever possible, eat produce that will go bad first (such as strawberries, bananas, and lettuce).
  • Pies and smoothies can be made with frozen fruits
  • Crock pot meals can be made from cheap cuts of meat
  • Do your own canning and preserve your own fruits and vegetables
  • Instead of canned beans, cook dried beans
  • Slow cookers are useful
  • Get your groceries from ethnic markets and Asian markets. They are cheaper than regular supermarkets.
  • Grow vegetables (e.g. celery, green onions, romaine lettuce)
  • Keep stock of sale items
  • Local purchases are best
  • Shopping should not be impulsive
  • Farmer’s markets offer fresh produce
  • You can earn cash back rewards on groceries with a credit card. Unless you pay it off each month in full, you will not save any money
  • Recycle coffee grounds
  • You can make your own baby food
  • Plan your meals using cheap recipes
  • Take your coffee with you from home
  • If possible, give up coffee entirely
  • When you run out of sale items, get a rain check
  • Purchase bread at a bread outlet
  • Make apple cider vinegar from apple peels and bread crusts (for croutons)
  • Fish and meat can be bought canned
  • Instead of expensive ingredients, use cheap ones
  • Shop at the grocery store when it is convenient for you. Plan ahead to get the best prices.
  • Make sure you check the unit price when you buy in bulk
  • Cook in batches and freeze
  • Get a cast iron skillet. You won’t regret it.
  • Use frugal foods (e.g. beans, lentils, soups, oats)
  • You don’t have to throw out food after its best-before date. The food isn’t necessarily spoiled.
  • Cooking oil can be derived from bacon grease
  • To make food last longer, store it properly
  • Keep foods fresh by freezing them
  • You can avoid buying snacks while out by keeping snacks in your car
  • Drink plenty of water
  • Making flavored water is easy
  • Avoid buying bottled water
  • For cheaper lunch meat, buy a whole ham and have it sliced
  • When you are on the go, get a reusable water bottle
  • Sink filters should be installed
  • Skip organic when you can
  • Consider joining a warehouse club
  • Keep an eye on expiration dates
  • Become a co-op member
  • Be aware of what’s in your pantry so you can prepare food accordingly
  • Choose your own fruits at an orchard
  • If you plan to store bulk items for a long time, consider buying a deep freezer
  • You should eat out less often or never eat out

    Eating Out Money Saving Tips

    • Eating Out Money Saving Tips
    • Get water
    • Avoid buying alcohol
    • Get coupons by signing up for email alerts
    • Dinner with a friend
    • Sending the order
    • Prepare in advance. Find out where you can get the best food for the best price by looking at menus online. Try Trip Advisor, Yelp, or Foursquare.
    • Find coupons or discounts on restaurant websites.
    • Read the fine print before purchasing dining certificates.
    • Start with a small snack at home so you don’t overorder at the restaurant
    • Buffets are a good idea
    • From Gift Card Granny you can purchase discounted gift cards
    • Choose from the value/specials menu
    • Instead of chain restaurants, visit mom and pop diners. The prices are usually cheaper and the portions larger.
    • You can get free food on your birthday
    • Take advantage of the kids’ menu
    • Desserts are not necessary
    • Give a tip according to the service you received. Avoid tipping 15% automatically
    • Look for restaurants that offer student, military, or senior discounts (if applicable)
    • Takeout is better than delivery
    • Consider buying an appetizer rather than a meal
    • Make your own pizza or buy frozen pizza instead of ordering one from Domino’s. You’ll save 50%.
    • Consider eating at home and going out only for dessert instead of going out for dinner
    • To receive free food, fill out the survey on your receipt
    • Valpak has coupons for restaurants
    • Dine at restaurants where kids eat for free
    • Instead of going out to dinner, go to lunch or happy hour

      Ways to Save Money on Bills and Finances

    • Get your bills lowered by contacting companies. It is common for companies to offer $10-$20 off your bill every month to keep you as a customer.
    • Let the dishes air dry after turning off the dishwasher’s dry cycle
    • Prepaid cell phones are the best
    • Instead of using a dryer, use a clothesline
    • Get rid of your home phone service
    • Make sure your fridge coils are clean. This will increase its efficiency.
    • Don’t leave lights on when you’re not there
    • Negotiate your interest rates if you have credit cards
    • Taxes are your responsibility
    • You can find discounts on gym memberships, cell phone plans, hotels, etc. through your company or university alumni association. My cell phone bill is 20% less because of this.
    • Repay any debts using the snowball method
    • Before your insurance renews every year, shop around
    • For a home phone, you should get a magic jack
    • Replace cable TV with Netflix, Roku, or Hulu (see Ultimate Guide to Cutting the Cable Cord for more alternatives).
    • If you buy your own modem, you won’t have to pay $5 a month to rent a modem from the internet provider
    • Plan your budget
    • Go paperless by using online banking. You may be charged to receive paper statements.
    • If you live in a harsh climate, install storm windows
    • Pay no interest on credit cards
    • Save electricity by mixing by hand
    • Ensure you don’t overspend on dining out, entertainment, and shopping by setting a cash-only budget
    • Avoid using credit cards
    • Before leaving your house and at night, unplug electronics and appliances
    • To maintain their appearance, turn your clothes inside out when washing
    • Make sure the plumbing is leak-free
    • Consider installing low-flow faucets and showerheads
    • You can improve the efficiency of your AC by getting a programmable thermostat
    • Keep the sun out with curtains and blinds
    • Repair window and door cracks with weather stripping
    • Invest in energy-efficient light bulbs
    • Reduce the length of your dryer vent hose
    • Put a surge protector in place
    • Make sure you wear your clothes multiple times before washing them
    • Wash your clothes once a week
    • Avoid peak energy prices by running appliances at night
    • Make sure your furnace or boiler is tuned up
    • Raise the thermostat and use ceiling fans
    • Regularly replace the air filter in your AC
    • Warm water heaters should be insulated
    • Dimmer switches should be installed
    • Internet service slows down
    • Save money on interest by improving your credit score
    • Airflow should be maximized. Consider positioning a fan to blow air through a window in the summer.
    • Instead of boiling water on the stovetop, use the microwave. It uses 50% less energy.
    • Regularly maintain your air conditioner
    • To prevent sediment buildup on the heating coil, drain your water heater once a year
    • Facets that leak should be fixed
    • Try to only use cash on weekends
    • Budget your expenses according to your earnings
    • Space heaters should be used instead of furnaces whenever possible
    • To keep warm air circulating in winter, reverse the direction of ceiling fans in the summer
    • To block out the sun during the day, keep drapes and blinds closed
    • Coldwater should be used to wash clothes
    • Wash your clothing in full loads
    • Install a timer for your water heater
    • Track your budget using an app
    • Make sure your appliances are Energy Star-rated
    • Electrical devices should be plugged into power strips
    • If you are not using the water (e.g. brushing your teeth, shaving or shampooing), turn it off.
    • Roof cement should be used to secure loose shingles
    • Microwaves are more efficient than ovens when possible
    • If you want your home to be shaded in the summer, consider planting trees
    • The water heater should be set to 120 degrees
    • Avoid late fees by paying your bills online
    • Save money by opening an account
    • Plan your finances
    • With a 0% balance transfer credit card, you can consolidate your debt. The interest must be paid before the offer expires, though.
    • You should increase the deductible on your automobile insurance
    • Checking accounts that pay interest
    • Don’t pay for memberships you won’t use
    • Make free calls online with free phone services
    • Your energy company can perform a free or low-cost home energy audit
    • Be aware of your spending and keep an eye on your bank account
    • You can reduce grid electricity costs by using alternate energy
    • Request a fee waiver. Deposits, installation fees, bank fees, etc.)
    • To get a discount, pay your auto insurance annually
    • Challenge yourself to save money
    • Don’t turn up the heat too much in the winter and wear cozy sweaters, pajamas and slippers around the house
    • Compare cell packages to find the one that meets your needs
    • You should check your bills. It is possible to overpay
    • Spend less than you earn
    • Fees for ATMs and overdrafts should be avoided
    • Make your changes and save them. They add up over time.
    • Switch to a community bank or credit union
    • Think about renting out unused spaces in your home in AirBnB, such as your guest bedroom
    • Every pay period, set up an automatic direct deposit into your savings account
    • Think about moving to a less expensive city
    • Saving money by following these tips is a great way to get your finances on track
    • Learn how to make household products like laundry detergent, dishwasher liquid, and fabric softener
    • Instead of buying expensive cleaning products, use baking soda to clean your house
    • Clean your house with homemade magic erasers instead of sponges
    • Save money by cutting your sponges in half
    • Make a gallon of liquid soap from a bar of soap
    • Staples offers coupons for recycling printer cartilages
    • Ink cartridges should be refilled
    • Make sure you use both sides of the paper
    • Instead of Microsoft Office, use Google Docs or OpenOffice (e.g. instead of Google Docs)
    • Use leftover soap by combining it
    • Rather than using a gas mower, use a push mower
    • For disinfecting floors and cleaning glass, use distilled vinegar
    • Deodorize your house with baking soda (e.g. litter box, pet accidents, refrigerator)
    • Instead of an electric clock, use a wind-up one
    • Gardening with composted scraps
    • Use bakeware with lids instead of aluminum foil
    • Fill empty jars with household items or food storage
    • You should only DIY when it will save you money
    • Don’t throw away wrapping paper
    • Don’t leave your pool uncovered when it’s not in use
    • Reduce toilet flushing. Let it mellow if it is yellow, and flush it if it is brown.
    • Reuse grocery store bags to replace garbage bags.
    • Plants can purify the air
    • You can do most repairs yourself if you know how
    • Hand sanitizer or paper towels can be reusable
    • Rechargeable batteries are best
    • GOOGLE GONE: A DIY solution
    • Clean, remove stains and control pests with borax. Find out how to use it.
    • Utilize the resources you already have
    • You should wash your own car
    • Instead of paper napkins, use cloth napkins
    • Instead of zip-loc bags, use grocery bags and bread bags
    • Habitat for Humanity and discount warehouses sell second-hand home improvement supplies.
    • Shop at yard sales and thrift stores for used tools
    • If you will only be using the tool once or twice, rent it or borrow it
    • Reduce the number of household products you use (shampoo, laundry detergent, soap, etc.)
    • Home maintenance is something you should do yourself. YouTube and Google have plenty of tutorials to assist you.
    • Replace plastic baggies with reusable containers
    • You can store ornaments or start seedlings in egg cartons
    • Organize your home by selling unused items on Craigslist, eBay, or Amazon
    • Take care of your yard yourself
    • Removing crayon, pencil, ink, and scuff marks with baking soda
    • Make cleaning rags from old t-shirts
    • Furniture and decorations can be made from wood pallets
    • Organize and store items in shoeboxes
    • Take everyday items and turn them into something new (e.g. make a tote from a pillowcase or make a desk organizer from a cereal box).
    • Candles and air fresheners can be made at home

    Personal Expense Money Saving Tips

    • Haircuts should only be done every two years
    • Handmade manicure
    • At beauty schools, you can get discounted or free haircuts
    • Scrub small areas with old toothbrushes
    • Hand sanitizer that you can make yourself
    • Take advantage of sales on toiletries
    • Join the loyalty program at your pharmacy
    • Streamline your beauty routine
    • Become a member of Dollar Shave Club
    • On the internet or at makeup counters, you can get free samples of makeup
    • Bulk buy personal care product for a longer-lasting foundation, mix it with lotions
    • Mix your foundation with lotion to make it last longer
    • Make your own beauty products
    • Your own personal care products (such as shampoo, lotion, toothpaste, deodorant) are cheaper and more effective than retail brands.
    • You can dye your hair at home instead of going to the salon
    • Look for packaging that is more effective. Fewer packaging means cheaper products.
    • Sugar or salt can be used to make skin scrubs
    • Remove makeup with olive oil and use it as a moisturizer
    • Invest in makeup with a dual purpose
    • Shaving cream made from scratch
    • Make use of cloth diapers
    • You can DIY your manicure and pedicure
    • At Dollar Tree, you’ll find lower-priced beauty products you want.
    • Shampoo or body wash can be made more effective with 3-1 water ratio
    • Ensure that all of the product has been squeezed out. On average, 10% of products go unused.
    • You can get your makeup done for free or cheap at a beauty school for special events.
    • Diva Cups are better than disposable feminine hygiene products
    • You should never pay full price
    • Take advantage of coupons, promo codes, and other discounts
    • Shipping is never included in the price. Some stores offer free delivery or free pickup.
    • Old jeans can be turned into purses or shopping bags with patches and upcycled
    • Comparison of prices
    • Rather than throwing out clothes, repair them
    • To remove pilling from clothes, use a razor
    • You can buy household items and cleaning products at Dollar Tree
    • Shop at thrift stores or discount home stores for used bakeware, dishware, and home décor
    • Quantity should not trump quality
    • Make tights less likely to run and lose buttons less likely to fall off with clear nail polish
    • DIY stain remover for clothing
    • Shop at thrift stores, consignment shops, and Plato’s Closet for used clothes
    • Shop off-season
    • Try Burlington or TJ Maxx for cheap clothes if you want to buy new ones
    • Avoid storing credit /debit cards online. Doing so will keep you from making impulse purchases.
    • Clearance racks at shops
    • Visit Craigslist’s free section
    • You should always haggle during large purchases (such as used cars, appliances, rent, and insurance).
    • Create your own holiday and birthday gifts
    • This weekend, don’t spend any money
    • Refurbished electronics are a great option
    • Price matching is a great way to save money
    • So you won’t be tempted, don’t do flash sales and cancel your email alerts for them
    • For special occasions, you can borrow or rent clothes
    • Make your own clothes by learning how to sew
    • Shop online with Ebates to earn cashback
    • Avoid shopping malls
    • Use Craigslist, used video game stores or thrift stores to buy video games
    • You should buy video games that are highly replayable
    • Consider checking out books, movies, CDs, and magazines at the library instead of buying them. Check out 150 Things Libraries Offer for Free.
    • Purchase Blu-rays, DVDs, books, and CDs for your collection from thrift stores used DVD stores, or Amazon (many popular media items are available for one penny + shipping on Amazon).
    • Exchange books, music, and DVDs with friends
    • Comparison of online shops
    • Extend your warranty instead
    • Online stores such as Poshmark and ThredUp offer secondhand clothing
    • Get free samples by signing up
    • Take advantage of freebies
    • Consider buying things out of season (e.g. swimsuits and patio furniture after summer).
    • Visit thrift stores to buy toys
    • Buying designer items from resellers
    • Store credit cards aren’t a good idea
    • Outlet stores are worth visiting
    • Exchange clothes
    • When you’re emotional, don’t spend money
    • Flea markets and garage sales are great places to find deals
    • Makeover thrift store or consignment store furniture to match your décor by buying it used.
    • You will have longer-lasting clothes if you buy quality one Make sure you thoroughly research big purchase Uniforms can be purchased at discount stores
    • Make sure you thoroughly research big purchases
    • Uniforms can be purchased at discount stores
    • Don’t buy clothes that need to be dry cleaned
    • Buying things at the right time
    • Consider your purchase carefully. Are the hours I worked to pay for the item really worth it?
    • Before you go shopping, take your credit card out of your wallet to avoid impulse purchases
    • If you’re bored, don’t go shopping
    • Layaway is an interest-free alternative to credit cards.
    • Be careful about buying things just because they’re on sale
    • Don’t make a major purchase within 72 hours of it being delivered to ensure you won’t have buyer’s remorse
    • Birthday cards are $0.50 at Dollar Tree!
    • You can also make your own birthday cards to make it more personal
    • Baking as a gift
    • Black Friday and After Christmas Sales

      Entertainment Money Saving Tips

    • Host potlucks
    • Rather than going out, invite friends over
    • Find a hobby that’s inexpensive or profitable
    • Hike or go camping in the outdoors
    • At Dollar Tree, you can find party supplies and gift wrap for parties
    • Groupon and Living Social offer cheap entertainment. Groupon gave me $4 movie theater tickets a couple of months ago!
    • You can get discounted movie tickets at matinees
    • Learn handy DIYs to entertain yourself
    • Visit free fairs and festivals
    • Make your own spa day
    • Visit your city’s website to find free local activities
    • Take a trip to the beach
    • Exchange books
    • Consider virtual fitness classes instead of joining a gym
    • Magazines can be read online for free (usually).
    • Weekend farmer’s markets are fun
    • Grill some food
    • Free online computer games
    • When the cover charge is free, go dancing
    • E-books are available for free download
    • Avoid convenience fees by not purchasing tickets online
    • Organize a movie marathon
    • You can go fishing
    • Enjoy a scenic bike ride
    • Get creative with your cooking
    • Vacations are a great idea
    • Join a book club
    • Video games are fun
    • Find a geocache
    • Play games together
    • Discount books are available for purchase
    • Visit a local farm
    • Visit breweries
    • Card games
    • Take a swim
    • Cancel your subscriptions to magazines and newspapers
    • Take a tour of an art gallery
    • Donate
    • Pandora or Spotify offers free music
    • Crackle lets you watch movies and shows for free
    • Participate in sports
    • Netflix has many great shows to watch
    • Attend student or amateur productions at your local theater
    • Free/cheap activities can be found at your local community center
    • Visit museums, zoos, aquariums, and other attractions for free on a Saturday.
    • Travel & Transportation Expense Money Saving Tips – attend free classes at your local library
    • Find the cheapest gas in your area with Gas Buddy
    • When possible, walk or take public transportation
    • Increase your gas mileage by cleaning your car
    • Avoid speeding. Speeding reduces gas mileage
    • Think about only having one car
    • Public transportation and carpooling are options to consider
    • Fuel efficiency can be improved
    • Reduce the number of errands you run
    • Commuting time is reduced
    • If you want to buy a new car, buy an older one with less than 30,000 miles
    • Keep your car from idling
    • Make sure your tires are rotated
    • Replace your car’s air filter every three months. It will increase your gas mileage by 7%.
    • Gift Card Granny and Cardpool offer discounted gas gift cards
    • Increase in fuel economy of 9.5% when windows are rolled down
    • You can save on car insurance by taking advantage of discounts
    • You can save gas by keeping your tires inflated
    • Whenever possible, avoid toll roads
    • Work from home if you can
    • Take advantage of discounts like AAA or student IDs
    • Off-season travel
    • Bring a cooler and food for road trips
    • Make a detailed itinerary of your trip
    • Budget your travels
    • To get the best airfare deals, be flexible about where and when you travel
    • Make your reservations in advance
    • Fly early in the morning or on a red-eye
    • Weekend flights should be avoided. Travel is cheapest on Tuesdays and Wednesdays.
    • When booking flights, consider multiple routes
    • Drive from a hub city
    • Get brochures with coupons at the local tourist information office
    • Take advantage of frequent flyer programs
    • Enjoy a staycation
    • Check if there are any additional fees when renting a car
    • Go sightseeing instead of participating in tourist trap activities. Drive scenic routes, hike, picnic, visit national parks, and visit historic sites
    • Take advantage of a rewards credit card for travel
    • Get e-mail alerts whenever airfare prices drop with Kayak
    • Instead of hotels and motels, try AirbnB, hostels, or camping
    • Baggage fees are not necessary. Instead, carry on your luggage.
    • Get discounts and free stays by joining hotel loyalty programs
    • Take a look at hidden city ticketing
    • Getaway spots in your area
    • Hotels can be found at the best prices using websites like Priceline and Expedia
    • Find the cheapest route to your destination by using Rome 2 Rio’s transportation search engine
    • Travel packages are a good option
    • Get a taste of the local cuisine
    • Picnics are a better alternative to dining out
    • Choose a hotel that provides free breakfast
    • You won’t need to buy travel-sized bottles of hotel toiletries on your next trip if you save hotel toiletries
    • In the absence of affordable breakfast items, grab a banana, bagel, etc. from a grocery store, not from a cafe or coffeehouse.
    • Gift cards for travel are discounted
    • Book online and pack light
    • Take advantage of travel coupons
    • Roaming fees should be considered when traveling
    • Rent a car with coupons
    • Thrifty and Dollar offer the best deals on rental cars
    • Rather than flying, consider driving. Most of the time, it is less expensive.
    • Take a break from the tourist zone and eat outside. You can find cheap food by using Foursquare, Yelp, or Trip Advisor.
    • Websites such as Secret Flying or The Flight Deal can help you find special deals and mistake fares.
    • Buying generic medications
    • Discounts on medications are available at http://www.goodrx.com
    • Before buying medications, try home remedies
    • Dollar Tree offers over-the-counter medications
    • DiscountContactLens.com offers contact lenses at discount prices
    • Medical bills need to be negotiated
    • Quit smoking and other unhealthy habits
    • Preventive care is the key
    • Make sure your healthcare costs are fair
    • For cheap exams and cleanings, go to dental schools if you do not have dental insurance.
    • Don’t get sick by not washing your hands
    • If you need long-term medications, consider mail order
    • Samples of short-term medications can be obtained from your doctor
    • Maintain a healthy lifestyle
    • Prior to selecting a benefit, thoroughly research the different options
    • Supplements should not be purchased
    • Bulk medication ordering
    • Negotiate hospital and doctor’s office prices
    • Smaller problems can be handled at retail health clinics
    • Retaliate against denied claims
    • To receive discounts on medications, visit the Partnership for Prescription Assistance website
    • You can find cheaper medications at mom and pop pharmacies
    • When upgrading your eyeglass prescription, keep your current frames
    • Make sure you double-check your medical bill. Hospital bills usually contain errors.
    • When possible, avoid the emergency room
    • Health plans with discounts can be found here
    • Attend a free screening
    • Reduce the cost of your prescriptions
    • Become a member of a discount dental plan
    • Keep to your doctor’s recommendations to avoid mounting medical bills
    • Cost comparison for lab tests
    • Coupons and discounts can be found on the manufacturer’s website
    • High-deductible plans may be worth considering
    • Fillings that cost less can be chosen
    • Health clinics that offer low-cost or free services
    • Care providers in your network should be used
    • Costs of online research services
    • If you pay your doctor’s bill in cash, you will receive a discount
    • Pay your bill in installments if you can’t pay it in full
    • Creating a health savings account
    • Telemedicine is a viable option to consider
    • Always get a second opinion if the doctor is recommending expensive procedures
    • Know what your insurance covers and does not cover
    • Get free preventative care like flu shots
    • If you’ve had Medicare Part B for more than 12 months, you get a free wellness visit every 12 months so be sure to use it
    • EyeCare America provides eye care through volunteer ophthalmologists at no cost to seniors who qualify.
    • Use coupons to save on over the counter medications
    • Buy a year’s supply of contact lenses before your prescription expires so you don’t have to pay for the eye exam every year. For most people, having an exam every other year is sufficient.
    • Buy glasses at low-cost online retailers

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